Terms of Service

1. Acceptance of Terms

By accessing and using FourPercentRule.com, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website.

2. Not Financial Advice

The content on FourPercentRule.com is for educational and informational purposes only. Nothing on this site constitutes financial, investment, tax, or legal advice. The calculators, projections, and articles are tools to help you think about retirement planning — they are not recommendations to take any specific action.

You should consult with a qualified financial advisor before making any financial decisions. Past performance and historical data do not guarantee future results.

3. Accuracy of Information

We strive to provide accurate and up-to-date information, but we make no warranties or guarantees about the completeness, reliability, or accuracy of any content on this site. Calculator results are based on mathematical models and historical data, and actual outcomes may vary significantly.

4. Use of the Site

You agree to use this site only for lawful purposes and in a manner that does not infringe upon the rights of others. You may not:

• Attempt to gain unauthorized access to any part of the site
• Use automated tools to scrape or collect data from the site
• Interfere with the proper functioning of the site
• Use the site to transmit harmful or malicious content

5. Intellectual Property

All content on FourPercentRule.com — including text, graphics, logos, calculators, and code — is the property of FourPercentRule.com and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

6. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of any linked sites.

7. Limitation of Liability

FourPercentRule.com and its owners shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or reliance on any information provided. This includes, but is not limited to, financial losses resulting from decisions made based on calculator results or site content.

8. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Your continued use of the site after changes are posted constitutes acceptance of the updated terms.

9. Contact

If you have questions about these terms, please contact us.